Category Archives: Illinois

Misapplication of Payments on Vehicle Loans Give Rise to Wrongful Repossessions

Misapplied loan payments can result in fees, defaults, and wrongful repossessions in violation of state...

High Interest [Usury] and Predatory Vehicle Title Loans in Illinois

Discover Illinois usury laws, vehicle title loan risks, and legal options for victims of predatory...

How to Check Vehicle Titles, Ownership and Avoid Fraud in Illinois

Learn how to check vehicle titles ownership and avoid legal or financial risks when buying...

Are Starter Interruption Devices Legal for Late Payments and/or Repossession?

Learn about the legality of starter interruption devices in auto loans for late payments and/or...

Registered Owner Entitled to Punitive Damages for Improper Repossession of Paid-Off Vehicle

A wrongful repossession of a paid-off car led to damages for the lender's improper actions,...

Mere Presence of A Police Officer May Be A Constitutional Violation in A Vehicle Repossession

Police presence during repossession may violate due process rights, as highlighted in Murray v. Poani...

Illinois Requires Specific Notice for Vehicle Repossession

Illinois enforces strict notice rules for vehicle repossession, protecting owners' rights as shown in Patrick...

What is The Standard for Proving Forfeitability in Illinois Today?

Illinois now requires preponderance of evidence to prove forfeitability, marking a shift in the standard...

Unpaid Parking Tickets and Vehicle Forfeiture: Legal Insights from O’Donnell v. City of Chicago

The O'Donnell v. City of Chicago ruling clarifies vehicle forfeiture's legality for unpaid parking tickets...

Title Disclosures After Buyback are Required Only to The First Retail Purchaser

Vehicle title buyback disclosures apply only to the first retail purchaser under Illinois law, as...