Category Archives: New York

Misapplication of Payments on Vehicle Loans Give Rise to Wrongful Repossessions

Misapplied loan payments can result in fees, defaults, and wrongful repossessions in violation of state...

New York City’s Scofflaw Law Requires a Hearing to Meet 14th Amendment Due Process Concerns

Mercedes-Benz lawsuit reveals how NYC’s Scofflaw law violated the 14th Amendment rights of secured creditors.

High Interest [Usury] and Predatory Vehicle Title Loans in Illinois

Discover Illinois usury laws, vehicle title loan risks, and legal options for victims of predatory...

Bradley v. B & Z Auto Enterprises: How Vehicle Title Jumping/Skipping Harms Consumers

Bradley v. B & Z Auto case highlights how vehicle title jumping/skipping violates consumer protection...

Are Starter Interruption Devices Legal for Late Payments and/or Repossession?

Learn about the legality of starter interruption devices in auto loans for late payments and/or...

Lien Holders Must Receive Notice of Seizure But Consequential Damages Are Unlikely

In TD Auto Fin. LLC v. County of Putnam, the court emphasizes lienholder notice requirements...

The Doctrine of Laches: Ensuring Compliance with State Lien Law and Timely Notice to Lien Holders

The Toyota Lease Trust case illustrates how the doctrine of laches impacts garage liens, focusing...

Progressive to Pay $48M to New York Drivers Over Underpaid Total Loss Claims

Progressive to pay $48M settlement to 93,000 New York drivers for underpaid total loss claims,...