News & Publications

From vehicle recovery to wrongful repossession, seizure and forfeiture, title recovery actions, title correction, VIN swapping, vehicle impoundment, duplicate title fraud, and many more, FS CORPS provides news and publications on the emerging issues shaping our clients’ business in Illinois area.

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Improper/Wrongful Repossession

Vehicle loan documents and payment errors linked to misapplied funds and wrongful repossession risks.
Misapplication of Payments on Vehicle Loans Give Rise to Wrongful Repossessions
April 25, 2025
Auto finance agreements with arbitration terms can limit lawsuits over repossession or predatory lending.
What Impact Do Arbitration Clauses Have on Wrongful Repossessions or Predatory Lending Lawsuits?
April 21, 2025
Vehicle title loan interest limits in Illinois with borrower rights and state-level legal differences.
High Interest [Usury] and Predatory Vehicle Title Loans in Illinois
April 5, 2025
Repossession and CPI: Ensuring Lender Accountability for Consumer Violations
March 26, 2025
Improper repossession case exposes how lenders withhold unearned GAP refunds, violating consumer rights.
Demand Your GAP Refund As Soon As Possible
March 13, 2025
License plate verification technology improves accuracy and compliance in vehicle repossession.
License Plate Scanners Have Scanned Your License Plate and Know Where You Have Been
March 4, 2025
RAM Motors’ post-petition repossession in Dawson v. RAM Motors, LLC violated the bankruptcy stay.
Dawson vs. RAM Motors, LLC: Post Petition Repossession Violated Bankruptcy Stay
February 26, 2025
Arizona vehicle repossession laws overview featuring Chavez v. Ford case and FDCPA consumer rights protections.
Chavez v. Ford Motor Credit: Arizona’s Self-Help Statute and FDCPA in Repossession
January 21, 2025
Case analysis of Wiley v. On Point Recovery, focusing on repossession laws and consumer protection issues in Arizona.
Wiley v. On Point Recovery: Legal Aspects of Repossession in Arizona
January 18, 2025
Consumer rights and the legal landscape of starter interruption devices in auto loans and repossession.
Are Starter Interruption Devices Legal for Late Payments and/or Repossession?
January 10, 2025
How Widespread are The Questionable Practices in Auto Loan Servicing That Gave Rise a $42 Million Fine?
December 16, 2024
Fifth Third Bank Agreed to $15M Fine for Illegal Repossessions and Duplicative Insurance Practices
December 10, 2024
Registered Owner Entitled to Punitive Damages for Improper Repossession of Paid-Off Vehicle
November 28, 2024
Mere Presence of A Police Officer May Be A Constitutional Violation in A Vehicle Repossession
November 26, 2024
Illinois Requires Specific Notice for Vehicle Repossession
November 25, 2024
Wells Fargo Settles Lawsuit Over Deficient Repossession Notices
November 19, 2024
Fourth Circuit Court of Appeals Grants Police Officer Qualified Immunity in Improper Repossession Lawsuit
November 17, 2024
Federal Court Sends Improper Repossession to Arbitration Despite Lien Being Paid Off
November 6, 2024
Improper Repossession Lawsuit Requires Proof of Financial Institution’s Direct Involvement
October 23, 2024

Civil Asset Forfeiture

NYC auctioned a liened vehicle without a hearing, violating due process rights of secured creditors.
New York City’s Scofflaw Law Requires a Hearing to Meet 14th Amendment Due Process Concerns
April 14, 2025
What is The Standard for Proving Forfeitability in Illinois Today?
November 21, 2024
Unpaid Parking Tickets and Vehicle Forfeiture: Legal Insights from O’Donnell v. City of Chicago
October 9, 2024
Lien Holders Must Receive Notice of Seizure But Consequential Damages Are Unlikely
September 26, 2024
The Doctrine of Laches: Ensuring Compliance with State Lien Law and Timely Notice to Lien Holders
September 26, 2024
The United States Supreme Court Holds A Timely Forfeiture Hearing Must Be Conducted But A Separate Preliminary Hearing is Not Constitutionality Required
June 4, 2024
U.S. Attorney’s Office Collected More Than $60 Million in Civil, Criminal, and Asset Forfeiture Actions in Fiscal Year 2023
March 16, 2024
US Supreme Court Hears Arguments on Constitutionality of Seizures Held Without Hearing Within a Reasonable Period
December 27, 2023
Sixth Circuit Finds Wayne County’s Forfeiture Program Unconstitutional
September 28, 2023
Illinois Requires Seized Vehicle to be “within” county’s borders to confer in-rem jurisdiction
September 6, 2023

Vehicle Impoundment

Recovery of Repair Damages Requires Direct and Proximate Cause
November 22, 2024
No Private Right of Action Against Prosecutor or Detective for Delayed Hearing Greater Than Sixty Days
October 11, 2024
City of Chicago Re-Hearing on Impound Fees Ordered
September 24, 2024
2019 Land Rover Booted & Impounded by City of Philadelphia for Three Unpaid Traffic & Parking Violations
December 12, 2023

Vehicle Repossession

Trial Court Analyzed Six Alleged Violations of Notice to Sell Repossessed Vehicle
November 8, 2024
CFPB Releases Report on Wrongdoing in the Auto-Finance Market: Wrongful or Improper Repossessions in 2024
October 17, 2024
Is “No” Three Times Good Enough to Be a “Breach of the Peace”?
October 17, 2024
Customer Inside Vehicle During a Repossession is a “Breach of Peace”
September 25, 2024
To Avoid Vehicle Repossession, Customers Must Cure Any Default in the Terms of the Financial Agreement
September 25, 2024
Lease Repossessions Require Customers to Cure Default Entirely With All Lease Terms
September 24, 2024

Title Correction

Court-Ordered Surrender of Title for Correction of Title Mistakes
October 1, 2024
State Law Controls Issuance and Correction of Vehicle Titles
September 27, 2024
The United States’ Federal System for Vehicle Titles and Title Correction
September 27, 2024

Duplicate Title Fraud

False Statements to Obtain a Duplicate Title: the Takeaways from People v. Sudzus
October 2, 2024
Customer Fraud Submitting Duplicate Title Request to DMV
October 1, 2024

Title Washing

Title Disclosures After Buyback are Required Only to The First Retail Purchaser
October 8, 2024
Title Washing or Concealing Vehicle History is Actionable
October 4, 2024

Title Jumping

Beware of title curbstoning in used car sales, which may involve unlicensed sellers and legal risks.
Buying/Selling a Used Car Today: Beware of “Title Curbstoning”
July 26, 2025
Title jumping/skipping leaves vehicle buyers without legal ownership, exposing them to financial and legal risks.
Bradley v. B & Z Auto Enterprises: How Vehicle Title Jumping/Skipping Harms Consumers
March 7, 2025
Vehicle Title Jumping in Illinois: Register Title Within 30 Day Requirement
October 5, 2024

VIN Swapping

VIN Swapping or VIN Switching is Addressed Under Several Statutes and Matter Law in Illinois
October 7, 2024
Federal Law Prohibits VIN Swapping: United States v. Nagapetian
October 7, 2024

Dealership Errors & Omissions

Dealership’s Issuance of Replacement Key Leads to Lawsuit: Gen. Sec. Indem. Co. of Ariz. A/S/O Terryville Chevrolet, LLC v. Felix F. Callari, Inc
November 7, 2024

Diminished Value

Browse Articles by State

Alabama

The United States Supreme Court Holds A Timely Forfeiture Hearing Must Be Conducted But A Separate Preliminary Hearing is Not Constitutionality Required
June 4, 2024
US Supreme Court Hears Arguments on Constitutionality of Seizures Held Without Hearing Within a Reasonable Period
December 27, 2023

Arizona

Auto finance agreements with arbitration terms can limit lawsuits over repossession or predatory lending.
What Impact Do Arbitration Clauses Have on Wrongful Repossessions or Predatory Lending Lawsuits?
April 21, 2025
Arizona vehicle repossession laws overview featuring Chavez v. Ford case and FDCPA consumer rights protections.
Chavez v. Ford Motor Credit: Arizona’s Self-Help Statute and FDCPA in Repossession
January 21, 2025
Case analysis of Wiley v. On Point Recovery, focusing on repossession laws and consumer protection issues in Arizona.
Wiley v. On Point Recovery: Legal Aspects of Repossession in Arizona
January 18, 2025
Dealership’s Issuance of Replacement Key Leads to Lawsuit: Gen. Sec. Indem. Co. of Ariz. A/S/O Terryville Chevrolet, LLC v. Felix F. Callari, Inc
November 7, 2024

California

Vehicle loan documents and payment errors linked to misapplied funds and wrongful repossession risks.
Misapplication of Payments on Vehicle Loans Give Rise to Wrongful Repossessions
April 25, 2025
Vehicle title loan interest limits in Illinois with borrower rights and state-level legal differences.
High Interest [Usury] and Predatory Vehicle Title Loans in Illinois
April 5, 2025
Consumer rights and the legal landscape of starter interruption devices in auto loans and repossession.
Are Starter Interruption Devices Legal for Late Payments and/or Repossession?
January 10, 2025
Federal Law Prohibits VIN Swapping: United States v. Nagapetian
October 7, 2024

Colorado

Customer Fraud Submitting Duplicate Title Request to DMV
October 1, 2024

Florida

Vehicle loan documents and payment errors linked to misapplied funds and wrongful repossession risks.
Misapplication of Payments on Vehicle Loans Give Rise to Wrongful Repossessions
April 25, 2025
Vehicle title loan interest limits in Illinois with borrower rights and state-level legal differences.
High Interest [Usury] and Predatory Vehicle Title Loans in Illinois
April 5, 2025
Consumer rights and the legal landscape of starter interruption devices in auto loans and repossession.
Are Starter Interruption Devices Legal for Late Payments and/or Repossession?
January 10, 2025
Lease Repossessions Require Customers to Cure Default Entirely With All Lease Terms
September 24, 2024

Georgia

Vehicle loan documents and payment errors linked to misapplied funds and wrongful repossession risks.
Misapplication of Payments on Vehicle Loans Give Rise to Wrongful Repossessions
April 25, 2025
How Widespread are The Questionable Practices in Auto Loan Servicing That Gave Rise a $42 Million Fine?
December 16, 2024
Sixth Circuit Finds Wayne County’s Forfeiture Program Unconstitutional
September 28, 2023

Illinois

Vehicle loan documents and payment errors linked to misapplied funds and wrongful repossession risks.
Misapplication of Payments on Vehicle Loans Give Rise to Wrongful Repossessions
April 25, 2025
Vehicle title loan interest limits in Illinois with borrower rights and state-level legal differences.
High Interest [Usury] and Predatory Vehicle Title Loans in Illinois
April 5, 2025
Illinois vehicle title fraud risks and prevention tips, including title washing, jumping, and how to verify ownership.
How to Check Vehicle Titles, Ownership and Avoid Fraud in Illinois
January 23, 2025
Consumer rights and the legal landscape of starter interruption devices in auto loans and repossession.
Are Starter Interruption Devices Legal for Late Payments and/or Repossession?
January 10, 2025
Registered Owner Entitled to Punitive Damages for Improper Repossession of Paid-Off Vehicle
November 28, 2024
Mere Presence of A Police Officer May Be A Constitutional Violation in A Vehicle Repossession
November 26, 2024
Illinois Requires Specific Notice for Vehicle Repossession
November 25, 2024
What is The Standard for Proving Forfeitability in Illinois Today?
November 21, 2024
Unpaid Parking Tickets and Vehicle Forfeiture: Legal Insights from O’Donnell v. City of Chicago
October 9, 2024
Title Disclosures After Buyback are Required Only to The First Retail Purchaser
October 8, 2024
Vehicle Title Jumping in Illinois: Register Title Within 30 Day Requirement
October 5, 2024
Title Washing or Concealing Vehicle History is Actionable
October 4, 2024
False Statements to Obtain a Duplicate Title: the Takeaways from People v. Sudzus
October 2, 2024
The United States’ Federal System for Vehicle Titles and Title Correction
September 27, 2024
City of Chicago Re-Hearing on Impound Fees Ordered
September 24, 2024
U.S. Attorney’s Office Collected More Than $60 Million in Civil, Criminal, and Asset Forfeiture Actions in Fiscal Year 2023
March 16, 2024
Illinois Requires Seized Vehicle to be “within” county’s borders to confer in-rem jurisdiction
September 6, 2023

Massachusetts

Customer Inside Vehicle During a Repossession is a “Breach of Peace”
September 25, 2024

Michigan

Vehicle loan documents and payment errors linked to misapplied funds and wrongful repossession risks.
Misapplication of Payments on Vehicle Loans Give Rise to Wrongful Repossessions
April 25, 2025

Mississippi

Federal Court Sends Improper Repossession to Arbitration Despite Lien Being Paid Off
November 6, 2024

Missouri

Vehicle title loan interest limits in Illinois with borrower rights and state-level legal differences.
High Interest [Usury] and Predatory Vehicle Title Loans in Illinois
April 5, 2025
Trial Court Analyzed Six Alleged Violations of Notice to Sell Repossessed Vehicle
November 8, 2024

New Jersey

Vehicle loan documents and payment errors linked to misapplied funds and wrongful repossession risks.
Misapplication of Payments on Vehicle Loans Give Rise to Wrongful Repossessions
April 25, 2025
Vehicle title loan interest limits in Illinois with borrower rights and state-level legal differences.
High Interest [Usury] and Predatory Vehicle Title Loans in Illinois
April 5, 2025
Consumer rights and the legal landscape of starter interruption devices in auto loans and repossession.
Are Starter Interruption Devices Legal for Late Payments and/or Repossession?
January 10, 2025

New York

Vehicle loan documents and payment errors linked to misapplied funds and wrongful repossession risks.
Misapplication of Payments on Vehicle Loans Give Rise to Wrongful Repossessions
April 25, 2025
NYC auctioned a liened vehicle without a hearing, violating due process rights of secured creditors.
New York City’s Scofflaw Law Requires a Hearing to Meet 14th Amendment Due Process Concerns
April 14, 2025
Vehicle title loan interest limits in Illinois with borrower rights and state-level legal differences.
High Interest [Usury] and Predatory Vehicle Title Loans in Illinois
April 5, 2025
Title jumping/skipping leaves vehicle buyers without legal ownership, exposing them to financial and legal risks.
Bradley v. B & Z Auto Enterprises: How Vehicle Title Jumping/Skipping Harms Consumers
March 7, 2025
Consumer rights and the legal landscape of starter interruption devices in auto loans and repossession.
Are Starter Interruption Devices Legal for Late Payments and/or Repossession?
January 10, 2025
Lien Holders Must Receive Notice of Seizure But Consequential Damages Are Unlikely
September 26, 2024
The Doctrine of Laches: Ensuring Compliance with State Lien Law and Timely Notice to Lien Holders
September 26, 2024
Progressive to Pay $48M to New York Drivers Over Underpaid Total Loss Claims
September 20, 2024

North Carolina

Vehicle loan documents and payment errors linked to misapplied funds and wrongful repossession risks.
Misapplication of Payments on Vehicle Loans Give Rise to Wrongful Repossessions
April 25, 2025
Fourth Circuit Court of Appeals Grants Police Officer Qualified Immunity in Improper Repossession Lawsuit
November 17, 2024

Ohio

Vehicle loan documents and payment errors linked to misapplied funds and wrongful repossession risks.
Misapplication of Payments on Vehicle Loans Give Rise to Wrongful Repossessions
April 25, 2025
Vehicle title loan interest limits in Illinois with borrower rights and state-level legal differences.
High Interest [Usury] and Predatory Vehicle Title Loans in Illinois
April 5, 2025
RAM Motors’ post-petition repossession in Dawson v. RAM Motors, LLC violated the bankruptcy stay.
Dawson vs. RAM Motors, LLC: Post Petition Repossession Violated Bankruptcy Stay
February 26, 2025
Fifth Third Bank Agreed to $15M Fine for Illegal Repossessions and Duplicative Insurance Practices
December 10, 2024
Recovery of Repair Damages Requires Direct and Proximate Cause
November 22, 2024
No Private Right of Action Against Prosecutor or Detective for Delayed Hearing Greater Than Sixty Days
October 11, 2024
State Law Controls Issuance and Correction of Vehicle Titles
September 27, 2024

Oklahoma

Court-Ordered Surrender of Title for Correction of Title Mistakes
October 1, 2024

Oregon

To Avoid Vehicle Repossession, Customers Must Cure Any Default in the Terms of the Financial Agreement
September 25, 2024

Pennsylvania

Vehicle loan documents and payment errors linked to misapplied funds and wrongful repossession risks.
Misapplication of Payments on Vehicle Loans Give Rise to Wrongful Repossessions
April 25, 2025
Vehicle title loan interest limits in Illinois with borrower rights and state-level legal differences.
High Interest [Usury] and Predatory Vehicle Title Loans in Illinois
April 5, 2025
Wells Fargo Settles Lawsuit Over Deficient Repossession Notices
November 19, 2024
Is “No” Three Times Good Enough to Be a “Breach of the Peace”?
October 17, 2024
2019 Land Rover Booted & Impounded by City of Philadelphia for Three Unpaid Traffic & Parking Violations
December 12, 2023

Texas

Vehicle loan documents and payment errors linked to misapplied funds and wrongful repossession risks.
Misapplication of Payments on Vehicle Loans Give Rise to Wrongful Repossessions
April 25, 2025
Consumer rights and the legal landscape of starter interruption devices in auto loans and repossession.
Are Starter Interruption Devices Legal for Late Payments and/or Repossession?
January 10, 2025

Wisconsin

Improper Repossession Lawsuit Requires Proof of Financial Institution’s Direct Involvement
October 23, 2024