Title Actions in Illinois
Title actions must be addressed swiftly to preserve ownership and lien holder status. Upon learning of any change to a title, registered owners and lien holders must take deliberate action. Such action could include swift notification to the administrative agency or a lawsuit against the state, its Department of Motor Vehicles and any other necessary parties. Administrative actions or lawsuits could involve the following title actions: Duplicate Title Fraud; Title Jumping; Title Washing; Municipal Required Title Corrections to Retrieve an Impounded Vehicle, as well as failure by a dealership to have title properly recorded.
Title Actions Scenarios
In the following sections, we will explore the complexities of title actions in Illinois, offering essential insights into the legal process, your rights, and potential strategies. However, it is important to remember that each case is unique, and obtaining tailored legal advice is crucial for addressing your specific title-related concerns.
A title correction is a legal process to fix mistakes in a vehicle’s ownership documents. This can happen due to errors in registration, transfer, liens, or salvage titles. It helps ensure the title accurately reflects the vehicle’s ownership and any issues.
Duplicate title fraud occurs when an unauthorized duplicate title has been issued by the Department of Motor Vehicles. Typically, the DMV has been provided fraudulent documents that then caused the DMV to issue a duplicate title.
Title washing is a fraudulent practice where individuals or groups intentionally alter a vehicle’s title history to conceal its true ownership or accident history.
Title jumping occurs when a vehicle is sold without transferring the title correctly. This fraud is used to avoid taxes, hide the vehicle’s history, or cover up other misleading details.
VIN swapping is a fraudulent practice where a criminal replaces the Vehicle Identification Number (VIN) of a stolen or damaged vehicle with the VIN of a different vehicle.
A municipal release is a document issued by a municipal authority or government agency that certifies the removal or release of a lien or claim on a vehicle.
Dealership Errors and Omissions (E&O) insurance protects auto dealerships from claims related to mistakes, errors, or negligence in their business practices, covering professional liability issues that may arise.